What would happen if you suffered an unexpected loss of income? Credit Protector helps by protecting your finances and freezing payments to your Citi® account for up to two years for a job loss, and even credits your balance up to $10,000 in certain situations like long-term disability and death. During months when there is no New Balance shown on your statement, there is no cost for the program.

In the months when you have a balance shown on your statement, this valuable protection is yours for only 85 cents per $100 of your New Balance shown on your billing statement each billing period.

With Credit Protector, you can:

Freeze payments, Interest Charges and Fees when you take family leave for the birth or adoption of a child or the chronic sickness of a family member (up to 3 months deferral), or when you suffer an involuntary job loss or short-term disability (up to 24 months deferral).

Cancel two minimum monthly payments (excluding past due and over credit limit/credit line amounts) if you get married, buy a home, move, or welcome a child to your family.

Cancel three minimum monthly payments (excluding past due and over credit limit/credit line amounts) if you're a victim of a natural disaster and you incur at least $500 on expenses or miss at least five consecutive days of work.

Eliminate your Account Balance-up to $10,000-in the event of long-term disability or death of you or your household's highest wage earner.