Already Enrolled?  To receive a qualified event, call 1-888-592-7344

Protect your account for only 85 cents per $100 of your New Balance shown on your billing statement. Enroll Now.

Questions? See Frequently Asked Questions or call Customer Service: 1-800-380-8556.

What would happen if you suffered an unexpected loss of income? Credit Protector helps by protecting your finances and freezing payments to your Citi® account for up to two years for a job loss, and even credits your balance up to $10,000 in certain situations like long-term disability and death. During months when there is no New Balance shown on your statement, there is no cost for the program.

In the months when you have a balance shown on your statement, this valuable protection is yours for only 85 cents per $100 of your New Balance shown on your billing statement each billing period.

Credit Protector can allow you the freedom to:

Open All
Close All

Freeze Payments, Interest and Fees

  • For up to three months if you take family leave such as for the birth or adoption of a child
  • For as long as two years if you suffer an involuntary job loss, hospitalization or short-term disability

Cancel two minimum monthly payments

(excluding past due and over credit limit/credit line amounts)

When you experience income-impacting events such as:

  • Marriage
  • Divorce
  • Childbirth or adoption
  • Buying a home
  • Moving to a new residence
  • Starting college

Cancel three minimum monthly payments

(excluding past due and over credit limit/credit line amounts)

  • If you're a victim of a natural disaster and you incur at least $500 on expenses or miss at least five consecutive days of work.

Eliminate your Account Balance-up to $10,000

In the event of long-term disability or death of you or your household's highest wage earner

Open All
Close All
Enroll Now
  Home   Enroll   Contact Us/FAQs
Verisign Secured